Living in “interesting times” in the pensions’ world

December 19, 2014 Leave your thoughts Robert-Kennedy-Interesting-Times

The apocryphal Chinese curse, “May you live in interesting times” was quoted by Robert Kennedy in his famous “Day of Affirmation” speech [1]. In it he stated that although interesting times were times of danger and uncertainty, they were generally the most creative times. Few would have believed this time […]

Read More

The ship has sailed on pension reform

December 10, 2014 Leave your thoughts The ship has sailed on pension reform

As we reach the end of 2014, it has become clear that the Pension Reform announced last March by the Chancellor George Osborne is here to stay. It is universally popular with retirees and no potential government can hope to get in without promising to maintain it. Only time will […]

Read More

Canada can learn from UK pension reforms

December 4, 2014 Leave your thoughts Canada can learn from UK pension reforms

The UK Government has embarked on a major reform of the pension regulatory environment. Prior to this, the UK‘s policy was to encourage pension saving by giving tax breaks to regulated pension savings schemes, as a quid pro quo, but demand that the retiree use the money saved to support […]

Read More

Successful solution proposition means keeping focused on the business

December 2, 2014 Leave your thoughts Successful solution proposition means keeping focused on the business

Aligning the business proposition to the needs of the company is vital if companies are to get positive benefits from their investment in technology. John Keegan, recently appointed Head of Proposition Delivery at Exaxe, has emphasised the importance of addressing the business need during the selection and definition phase of […]

Read More

Actuarial Post: Ignore the bells and whistles, future-proofing is what’s important

November 27, 2014 Leave your thoughts Actuarial Post: Ignore the bells and whistles, future-proofing is what’s important

This article was originally commissioned for the Oct/Nov 2014 edition of the Actuarial Post. When it comes to buying technology solutions, many life and pension companies have a history of partial successes. Despite rigorous purchasing processes, when the solution was implemented, problems occurred that resulted in over-runs in terms of […]

Read More

These are testing times for ‘speed to market’ claims

November 25, 2014 Leave your thoughts These are testing times for ‘speed to market’ claims

The ease with which new products can be launched is one of the most common drivers for the purchase of new IT solutions. The cost and time involved in bringing new products to market has been a bugbear for the life and pensions industry and, ergo, the majority of solution […]

Read More

Income Protection… always the bridesmaid

November 5, 2014 Leave your thoughts Income Protection… always the bridesmaid

Every few years, there’s a flurry of interest in the financial media in income protection. There are strong recommendations from experts on how it can play a big part in providing financial security for families, what good value it is and how high the claims payment rates are. Then it […]

Read More

When TLC isn’t enough, LTC comes into it’s own

October 28, 2014 Leave your thoughts When TLC isn’t enough, LTC comes into it’s own

Over the last decade, the autumn television season has been dominated by a battle between ITV’s The X-Factor and the BBC’s Strictly Come Dancing. While initially the X-Factor led the way and regularly thumped Strictly in the ratings, the gap has been narrowing and for the last couple of years […]

Read More

Lovely, Jubbly – pension’s freedoms brings opportunity for the Del Boys

October 24, 2014 Leave your thoughts Lovely, Jubbly – pension’s freedoms brings opportunity for the Del Boys

The current spate of pension reform is posited on the idea that pension money is the saver’s own money and that therefore they should be entitled to do what they like with it. However, the ageing population means that supporting people through their old age will become ruinously expensive for […]

Read More