The Brexit circus is coming to town

January 7, 2016 Leave your thoughts Brexit

This article was originally commissioned and published in December 2015 for Investment Life & Pensions Moneyfacts. Tom Murray considers the troublesome wait for Brexit and how this uncertainty could cause major volatility in the investment markets. The Brexit circus is coming to town The UK investment sector is about to […]

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Life and pensions set for a good year in 2016

January 4, 2016 Leave your thoughts Forecast for life and pension - Policy Management Software

Life and pensions set for a good year in 2016 The last few years have been difficult for all of us working in the financial services sector. The hangover from the boom that preceded the global financial crisis of 2008 lasted far longer than originally predicted, and the ‘plink, plink, […]

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Canada can learn from UK pension reforms

December 4, 2014 Leave your thoughts Canada can learn from UK pension reforms

The UK Government has embarked on a major reform of the pension regulatory environment. Prior to this, the UK‘s policy was to encourage pension saving by giving tax breaks to regulated pension savings schemes, as a quid pro quo, but demand that the retiree use the money saved to support […]

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Guidance issue is key to pension reform success

July 17, 2014 Leave your thoughts

Compared to most other countries, the decumulation sector in the UK is very sophisticated. A wide variety of decumulation options are in place to deal with longevity risk. The danger of outliving your money is the most severe risk faced by the public because when it impacts, the individual is […]

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Government is ignoring longevity risk with pension reform

July 8, 2014 Leave your thoughts

The OECD has made a diplomatic intervention to critique mildly the UK government’s abolition of the annuitisation rules for pensions. One does not have to be Sherlock Holmes to spot the clues that reveal that the OECD is actually aghast at the extent of the change. This policy runs against […]

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Why are we afraid of compulsory pensions?

October 24, 2012 Leave your thoughts NAPF logo

At the National Association of Pension Funds (NAPF) annual conference 2012, the pensions minister was quite adamant that compulsory savings could cause “an awful lot of trouble” if introduced to the UK and therefore the uneasy compromise of auto-enrolment was preferable. The example of Australia was not one that the […]

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Employers can’t cope with pension burden

July 13, 2012 1 Comment Accumulation & auto-enrolment

It has been reported that the total pension deficit at the UK’s largest companies has more than doubled over the last year, caused primarily by volatile markets and falling bond yields.  The analysis carried out by actuarial consultants Lane, Clark & Peacock (LCP) reveals that the combined deficit of 83 […]

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